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What is a FAFSA?

The Free Application for Federal Student Aid, or FAFSA, asks questions about a family’s income and assets to determine an Estimated Family Contribution, or EFC. Each college compares a family’s EFC with the total costs of attendance to determine the amount of your financial aid package.

Total Cost of Attendance – EFC = Financial Aid amount

When you complete the FAFSA they’ll review your file for additional financial aid. In addition to federal and state grants, you may be eligible for other grants, campus employment or low-interest student loans. (Remember, scholarships and grants are money that doesn’t have to be paid back!)

Steps for filing your FAFSA

Filling out the FAFSA is a pretty straight forward process. Make sure you have all the necessary documents ready, including parent information if you are a dependent student.

Visit the Federal Student Aid website to find out the documents you will need and the steps you must follow to be considered for financial aid.

What will College Cost?

You can find a list of all the public universities in Texas and their average costs (depending on whether or not you live on campus) at the College for All Texans.

Some websites can help by giving you a Financial Aid Calculator (a prediction of what it might cost and how much aid you might recieve).

 

Looking for other ways to reduce costs?

  • Explore your options. There may be a less expensive university that offers your degree plan.
  • Look for transfer agreements. Fewer classes to take means less cost to you.
  • Check with your parents to make sure they’re getting all those tax credits.
  • Remember that military service offers education benefits.
  • Remember that transfer and department scholarships are available.
  • Look for a job on the university campus.

Scholarships

There are many scholarships available to students, but they are first come first serve, so start early!  Contact your University Advisor to ask about specific scholarships you might qualify for.  There are also national scholarships available for you to apply for.  Check out some of these links for more information:

Phi Theta Kappa offers transfer scholarships

The Jack Kent Cooke Foundation also offers transfer scholarships

 

Texas Financial Aid Information Center

Have more questions?  Want to talk to someone who knows?  Try contacting the Texas Financial Aid Information Center.

The Financial Aid Information Center is a free public service available to all Texas students and families.